Consider a full Hamiltonian $H=H_0 +H_1$ on a lattice with hopping terms $H_0$ of the form $t c^* c$ and attractive interaction $H_1= -V c^* c^* c c$ so that superconductivity can occur. We can then approximate $H$ with the quasi-free BCS Hamiltonian $H_\text{BCS}$ of the form $\xi c^* c + \Delta^* cc+ \Delta c^* c^*$ where $\xi, \Delta$ can be found using the BdG equations.
In order to calculate the conductivity $\sigma$ of such system in the frameworks of linear response theory (Kubo formalism), we need to calculate the current-current correlation $\chi_{ab}(t)$, given as $$ \chi_{ab} (t) = -i\theta(t) \langle [J_a(t),J_b]\rangle $$
I can think of 2 ways to compute $\chi_{ab}$. One way is to approximate the time evolution $J_a(t) =e^{iHt} J_a e^{-iHt}$ by substituting $H \mapsto H_\text{BCS}$ and similarly substitue $\langle \cdots \rangle \mapsto \langle \cdots \rangle_{\text{BCS}}$. Another way would be to calculate $\chi_{ab} (t)$ perturbatively using one-loop corrections, etc.
Which way would be the "more correct" way of doing such calculations? I have seen Schrieffer use the first method, but also seen papers using the latter. What are some of the reasons towards one or the other?
EDIT: To be more concrete, in the one-loop corrections, we use $\langle\cdots \rangle \mapsto \langle \cdots \rangle_0$ and apply Wick's theorem based on $\langle \cdots \rangle_0$. I'm wondering if we can circumvent the problem of calculating a lot of diagrams by simply calculating $$ \chi_{ab} (t) = -i\theta(t) \langle [e^{iH_\text{BCS} t} J_a e^{-iH_\text{BCS} t} ,J_b]\rangle_\text{BCS} $$