The correct way to add or subtract significant figures is the way that your instructor teaches. Significant figures are not used by professional scientists at all. They are only used in introductory classes for instructional purposes, so they should be used with the convention specified by your instructor.
Professional scientists explicitly state their errors and use the propagation of errors, as described in the BIPM's "Guide to the Expression of Uncertainty in Measurement". For your example, in a scientific publication you would write: "$24.360(5) + 0.06230(5) + 256.20(5) = 280.62(5)$ where the numbers in parentheses are the numerical values of the standard uncertainty referred to the corresponding last digits of the quoted results."
In other words, $24.360(5)$ means that if you measured this value repeatedly you would get a mean of $24.360$ and a standard deviation of $0.005$. (I am assuming that is what your significant figures mean, but it is ambiguous which is why they are not used professionally).
So the sum means that if you repeatedly measure the sum you would get a mean of $280.62$ with a standard deviation of $0.05$. This is how the uncertainty would be characterized in a scientific publication.