One cannot solve the transition amplitude $\langle{x}\vert e^{-iHt}\vert{y}\rangle{}$ with $H=H_0+V$ by just applying the operators one after another on the bra/ket, because the free hamiltonian $H_0$ doesn’t commute with $V$ in general. This gets clear when you expand the exponential operator $e^{-iH_0t}e^{-iVt}$, which $ \neq e^{-i(H_0 + V)t}$.
The book that I’m reading (Quantentheorie, G. Münster, p.364 , only in german) wants to approximate the exponential operator for tiny $t=\epsilon$ and suggests the following way:
$$e^{-i(H_0+V)\epsilon} = e^{-iV\frac{\epsilon}{2}}e^{-iH_0\epsilon}e^{-iV\frac{\epsilon}{2}} + \mathcal{O}(\epsilon^3).$$
Does anyone have an idea how this expression is obtained?