There are many thought experiments about what it would be like to fall into a black hole, spaghettififaction, the singularity at the center and so on. But to me it seems that no object could actually get to a point where spaghettification starts to happen.
Practically, unless the lifespan of a black hole (and the universe it is contained in) was infinite, could anything ever even penetrate the event horizon, given that time dilation factor at the event horizon as seen from an outside observer approaches infinity?
I understand that subjectively an observer falling towards a black hole won't see the event horizon at the location an outside observer sees it. However, from the outside perspective of the universe, the time passage of an object approaching the event horizon approaches zero.
Now, the important part is that black holes do not exist forever, they evaporate eventually due to Hawking radiation.
Since black holes will evaporate eventually, doesn't that mean that from an outside perspective the object will just hang right outside the event horizon and will only get closer to the center as the black hole finally evaporates (getting arbitrarily close to the event horizon but never beyond)?
That in turn would mean for the local experience of the observer falling towards the black hole, that the black hole will basically evaporate in front of you as you fall towards it, with spaghettification never happening (but likely your body being eaten away by the anti-matter particles of Hawking radiation).
If that logic is sound, then that would also mean that there is no singularity at the center of a black hole but that instead all the energy is compressed into a 2 dimensional surface located at the event horizon (as seen from the outside).
I assume my logic or understanding is flawed, I'd like to understand what exactly I got wrong.
