On this site, there are currently two scenarios described:
two black holes merge in a finite time
in any sensible meaning of the term merge the two black holes do indeed merge in a finite, and very short, time.
anything falling to a black hole's event horizon will seem to be frozen there
Indeed, nothing can get under the horizon. The stuff close to the event horizon does move outwards as the black hole radius increases. Even more with any black hole deformations such as waves on its surface, the tidal deformations or the change of the rotation speed, all the objects close enough to the horizon remain "stuck" to it and follow all the changes of the black hole form.
How can anything ever fall into a black hole as seen from an outside observer?
So basically, the first one says, that two black holes will merge in a finite time from an outside observer's view (in fact we have witnessed black hole mergers and the gravitational waves coming from them), and the second one says that anything approaching the horizon will remain stuck to it (seem to be frozen there).
Now I cannot resolve this, because if a small black hole approaches a bigger black hole, then they should seem to merge in a finite time, but the small black hole should seem to be frozen at the event horizon of the bigger one. These two scenarios cannot seem to happen at the same time. We should either see the holes merge, and a common horizon to be created in a finite time, or we should see the small black hole to be frozen at the event horizon of the bigger one. I do understand that black holes are black, but they do have photon spheres and accretion disks, so the merger or the frozen state should be clearly distinguishable.
Which one will we observe? A merger, or a smaller black hole frozen at the event horizon of the bigger one?
A small black hole asymptotically approaches a big black hole's event horizon. Will it seem to be frozen there, or will it seem to merge?