I have been reading though a textbook on banked corners (which I get to shortly) and centripetal force, and I have a few question as some of the things mentioned don't make sense to me. So to start, I was told that the horizontal force component of the tension on the conical pendulum provides the centripetal force in the system (and please correct me if I am wrong). I understand that there must be a force acting, even if the ball is at a constant speed, because the direction is changing, thus velocity. A change in velocity is acceleration (centripetal acceleration), thus we get a force. If we draw a draw two velocity vectors at $90$ degrees to each other, and subtract them to find the change in velocity the resulting vector acts inwards, thus acceleration and therefore the centripetal force acts in the same direction as the horizontal component of the tension force.
So far this makes sense to me. However:
I was reading about banked corners. They increase the centripetal force to allow cars to travel around a corner at a high speed. The textbook says: "If a banked corner was frictionless, to prevent the car sliding down the bank from gravity, or excessive speed resulting in the car going up the bank, the horizontal component of the reaction force (to me what looks like the equivalent of the horizontal tension force) must be equal to the $F_c = mv^2/r$" This is called the critical speed. In addition to this, I thought that a car turning around a corner had its centripetal force provided by friction. This is frictionless, so is the car not turning?
It is hard to explain, but I am confused with this concept, that it is possible that the horizontal component of the reaction force doesn't have to equal the centripetal force. I thought that the horizontal component of the friction force was the centripetal force.