Good question. Your claim that
near the proton the electron's kinetic energy will be relativistic
is not as straightforward as it might seem. The electron's kinetic energy $\langle \hat{T} \rangle = \langle \hat{p}^2 \rangle / (2m)$ is a nonlocal quantity that can be equivalently expressed as either of the two integrals
$$\langle \hat{T} \rangle = \frac{1}{2m} \int d^3x\ \psi^*(x) \left(-\hbar^2 \nabla^2 \right) \psi(x) = \frac{1}{2m} \int d^3x\ |\hbar\, {\bf \nabla} \psi(x)|^ 2.$$
So the electron's kinetic energy "at" a particular location is not well-defined; it could be the value of either of the two integrands above at that point (or, indeed, of any other integrand that integrates to the same value over all of space).
The latter expression is the more natural one to use, though, because at least it's positive-semidefinite. We still have the problem that $\hbar^2 |\nabla \psi(0)|^2/(2m)$ is a "kinetic energy density" (whatever that is) rather than an actual kinetic energy, so we can't speak of how relativistic the electron is "at" the nucleus. (We could integrate over the empirical size of the nucleus, but I don't think that's really what your question is getting at - you're not asking about when the electron is literally inside the nucleus, but when it's close enough to the potential center that it's intuitively moving very quickly.)
But none of this really matters - the point is that since the integrand is positive-definite, the contribution to the kinetic energy over any particular region is always less than (or equal to) the total kinetic energy over every region. So to meaningfully check whether relativistic effects need to be taken into account, you need to calculate the total kinetic energy over all of space. This turns out to be $\hbar^2/(2m a^2) = m e^4/(2 \hbar^2) = (\alpha^2 /2) m c^2$, where $\alpha$ is the fine-structure constant. Relativistic effects are negligible if the kinetic energy is much less than the electron's rest energy, which corresponds to the condition that $\alpha^2/2 = 1/37538 \ll 1$, which, reassuringly, is true.