This is not a duplicate, my question is not about whether BHs have or don't have a singularity, but my question is whether, because of time dilation, no matter has reached the center and formed a singularity in 13.8 billion years (which might just be a second inside the BH).
I have read these questions:
In his answer to the first question John Rennie says:
I think there is a semi-plausible way to explain why the matter can't avoid collapsing into a singularity, but don't take this too literally. I've mentioned above that if the escape velocity at the event horizon is the speed of light, the escape velocity inside the event horizon must be faster than light. But all forces, e.g. the electrostatic forces that hold you in shape, propagate at the speed of light. That means inside the event horizon the electrostatic force can't hold matter in shape because it can't propagate outwards fast enough. This also applies to the weak and strong forces, and the end result is that no force is able to resist the inwards fall of the matter into a singularity.
Now I do understand that theoretically a BH should have a singularity and all matter would infall towards the singularity, and because the theoretical escape velocity is greater then the speed of light, no forces can hold against the gravitational pull, and matter will fall into a singularity.
My question is different. What I am saying is that 13.8 billion years have passed outside here in our universe, but this might be just a second inside the BH, because of the difference between the stress-energy of the BH and the outside universe (empty space on larger scale); this difference creates such a huge time dilation, that 13.8 billion years on our clock outside here might be just a second inside the BH.
Now this would mean that, although I do understand that no forces can withstand the pull of gravity inwards forming a singularity, still, matter had not enough time to form a singularity just yet.
What I am saying is that maybe 13.8 billion years was not enough for the matter to fall inwards and reach and form a singularity, maybe no single black holes exist where matter would actually have had time to infall toward and form a singularity.
Is it possible that 13.8 billion years on our clocks here on Earth was not enough (time inside the BH, maybe just a sec) for matter to infall and reach and form the singularity inside the BHs in the universe?