Since light is an EM wave, what accounts for the interaction between light and neutral particles?

As far as I know, Electric and Magnetic interactions are dependent on the charge a body carries. How do particles that have no net charge, interact with EM radiation?

Edit : As suggested by an answer, EM radiation( through photons, ofc) has its effects on the charged fundamental constituents of the atom. Does this imply that neutrons won't have any interaction with light? I also know that they are made of quarks that have a partial $$e$$ charge, but they are very densely packed together. What would happen then?

• Do you mean neutral particles (e.g. neutrons) or particles with no net charge (e.g. dust)? A water molecule is neutral but still has a dipole moment, and hence can interact with light. – ahemmetter Apr 5 '19 at 10:05
• – J... Apr 5 '19 at 13:14