You are underwater, looking through a spherical air bubble. What's its actual diameter? Looking at air bubble underwater

As you can see from the picture, there is no goggles to cause refraction. So how will the bubble's size be altered in our vision? Where will the refraction occur?

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up vote -1 down vote accepted

there is no goggles to cause refraction

The apparent size of the object that you perceive depends on the size of the image which is formed on the retina of your eye and that in turn depends on the visual angle - the angle that the object subtends at your eye.

The visual angle does not depend on whether you observe the object in air or in water and so you will perceive the object to be the same size as it would be in air.
The only complication is whether or not you would be able to focus a sharp image of the object on the retina as the power of your eye's lens system at the cornea would have been diminished when submerged.
The lens system of a fish is much more powerful than in a human as noted in a Wikipedia article where it states that

The crystalline lenses of fishes' eyes are extremely convex, almost spherical, and their refractive indices are the highest of all the animals. These properties enable proper focusing of the light rays and in turn proper image formation on the retina. This convex lens gives the name to the fisheye lens in photography.

If you are wearing goggles then there is a difference and the object appears larger as is explained here.

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