First, potential is defined for a point, not a charge! So it's non-sense to say the potential of an electron or things like this. The meaningful term is potential energy. We can say an electron has an amount of potential energy.
Say that charge is at infinity. There exists an electric field in the space. The work done on a charge $Q$ to transfer it from infinity to $\mathbf{r}$ (without the charge gaining kinetic energy) is:
$$W=\int_\mathcal{O}^\mathbf{r}\mathbf{F}_{\text{me}}\cdot d\mathbf{l}=\int_\mathcal{O}^\mathbf{r}-(Q\mathbf{E})\cdot d\mathbf{l}=Q(-\int_\mathcal{O}^\mathbf{r}\mathbf{E}\cdot d\mathbf{l})=Q V(\mathbf{r})$$
Now,
$$
\require{cancel}
\Delta E_\text{internal}=\cancelto{0}{\Delta K} + U_\text{f}-\cancelto{0}{U_\text{i}}=U_\text{f}=W_\text{external}=QV(\mathbf{r})$$
That is,
$$U_\text{f}=QV(\mathbf{r})=\int_\mathcal{O}^\mathbf{r}\mathbf{F}_{\text{me}}\cdot d\mathbf{l}$$
(For $V$ and $\mathbf{E}$ don't see that $Q$ charge because it can't exert force on itself.)
A single charge will not have any potential energy if you use the above formula. Because there won't be any field to exert force to the charge. You can freely move it in the space. But this doesn't mean the charge doesn't have any energy. In fact, the energy is stored in the electric field of the charge and turns out that it's infinity for a perfect point charge.
The total electrostatic energy of an arrangement is given by:
$$E_\text{total}=\frac{\varepsilon_0}{2}\int_\mathcal{V}E^2 d \tau$$
Where $d\tau$ is the volume element.
But where we are dealing with usual problems, we don't usually count the energy used to make the charges. That's why we use the above formula (charge times potential).