Stars can only collaps and form black holes if their masses are above the Chandrasekhar limit, $M>M_{\rm Pl}^3/M_{\rm hydrogen}^2$. When the universe eventually cools down enough, the black holes can start to evaporate via emission of Hawking radiation.
Why isn't there a point in the evaporation of the black holes (corresponding to a lower limit of black hole size) where the electron degeneracy pressure wins over the gravitational interaction again, so that the black holes become "normal" matter states again without all the special black hole properties?