So I'm learning about fins in heat transfer and it seems that there are two separate formulas for the surface area of a rectangular fin of length L, width w and thickness t. The fin is attached to a wall at one of its L x t face.
The formula for the surface area for a normal rectangular fin would be: $$A_{f}=2Lw+2Lt+tw$$
Now there is also a formula using the characteristic length $L_{c}$ $$A_{f}=2wL_{c}$$
Now my question is Under what conditions do I use the characteristic length to determine the surface area of the fin?