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This question was bugging me for many years. Here it was argued that it would take an infinite time for somebody (suppose, an astronaut) to fall into the black hole, given that it is not his time, but the time at spatial infinity (suppose it is the time on the space station). I completely agree with this result.
Now to my question. Forget about the astronaut for a moment, let's focus on the process from the point of view of the person on the space station. Imagine him immortal. Then he will live long enough for the black hole to evaporate due to the Hawking effect. But the astronaut wouldn't reach the event horizon by that point (it is taking infinitely long for him to do so). So after all he will be killed by a flash of light/particles before falling inside the black hole.
Because all frames of reference are good to go, this also holds in the frame of the astronaut. He will not experience 'nothing' when falling into the black hole. Instead, he will almost instantly (his clocks are ticking much slower) be evaporated by the Hawking radiation. Right?
There are another likely scenarios of the end of the outside world (like thermal death) which would take finitely long of the space station time. They would also destroy the astronaut before he crosses the event horizon.
It seems like these arguments also prohibit any matter to be sucked inside the event horizon. Black holes then have no horizons, they are just very dense formations of matter with scales very close to the black hole diameter, but yet larger.
What is wrong in my propositions? After all, it is commonly believed that black holes suck in the neighbouring matter.