Whatever happens, one should always remember that for any observer gravity manifests itself only through second order effecs in the distance to the observer. In other words, in the coordinates, comoving with any observer, metric is always flat along the observer's world line and is quadratic in spatial distance to the world line (see comoving Fermi coordinates, e.g. in the MTW book).
Hence, for a sufficiently small solid, crossing an event horizon of a black hole will have a vanishingly small effect. No concentric layers, no problems with the atoms interacting with each other.
However, sooner or later during the infall the second order terms in metric will reveal themselves through tidal forces, increasing infinitely, as one goes closer to the singularity. This will result in mechincal destruction of the solid through squeezing in one direction and stretching in the other.
Closer to singularity, as higher order effects grow stronger, the mechanical destruction will go on in a more sophisticated manner. As the singularity is reached, GR breaks down.
For an illustration, it might be interesting to imagine a supermassive black hole. Its mass amounts to between $M_{BH}=10^5$ and $10^9 M_\odot$, or $10^{11}$ to $10^{15} M_{Earth}$. Its Schwartzschild radius will be $R_{BH}=\dfrac{2 GM_{BH}}{c^2}\sim 3\cdot (10^5$-$10^9)$km$\sim 0.5(10^2-10^6)R_{Earth}$. The tidal forces, created by the black hole near its surface, as calculated in the comoving reference frame of the falling solid body, will be proportional to $F\sim \dfrac{M_{BH}}{R_{BH}^3}\sim F_{Earth}(10^5$-$10^{-3})$. Hence, for the most massive supermassive black holes the tidal forces are even much smaller than those we feel on the Earth!
Concerning the confusion with causality, it is not violated. One wouldn't be able to send signals between arbitrary points under the event horizon, if the points had a fixed spatial coordinate. However, crossing the event horizon means that it is impossible in principle to stop the body from falling into the singularity, hence it will never follow the worldines of any spatially fixed spacetime points, and hence the causality arguments do not lead to a contradiction.