The key lies in the Pauli exclusion principle. As a simple toy model, imagine a 1D box of length $L$, into which we will place some number of neutrons and some number of protons. For the moment, pretend that none of the particles interact with each other, and let $m_p \approx m_N \approx m$ be the mass of each particle.
The single-particle energy levels of this system are given by
$$\mathcal E_n = \frac{n^2 \pi^2\hbar^2}{2mL^2}= n^2 \epsilon$$
Consider the case of 5 protons and 7 neutrons, which we might consider as a very rough model of the Boron-12 nucleus. What is the ground state energy of the system? Recall that due to the Pauli exclusion principle, we can have a maximum of two protons and two neutrons in each energy level. Therefore, we would have two protons in the first energy level, two in the second, and one in the third; for the neutrons, we'd have two in the first, two in the second, two in the third, and one in the fourth.
As a result, the ground state energy of the system would be
$$E_{5,7} = \underbrace{(2\cdot 1^2 + 2\cdot 2^2 + 3^2)\epsilon}_{\text{protons}} + \underbrace{(2 \cdot 1^2 + 2\cdot 2^2 + 2\cdot 3^2 + 4^2)\epsilon}_{\text{neutrons}} = 19\epsilon + 44\epsilon = 63\epsilon$$
What about the ground state energy with six protons and six neutrons, which would correspond to the Carbon-12 nucleus?
$$E_{6,6}= \underbrace{(2\cdot 1^2 + 2\cdot 2^2 + 2\cdot 3^2)\epsilon}_{\text{protons}} + \underbrace{(2 \cdot 1^2 + 2\cdot 2^2 + 2\cdot 3^2 )\epsilon}_{\text{neutrons}} = 28\epsilon + 28\epsilon = 56\epsilon$$
The conclusion we draw is that due to Pauli exclusion, a nucleus with a significant imbalance between protons and neutrons has a higher energy than one with the same number of nucleons but a more balanced proton-to-neutron ratio.
Nuclear stability is a balancing act. All nucleons feel a short-range attractive force due to each other due to the residual strong force. Protons contribute a long range repulsive force due to their charge. Pauli exclusion doesn't contribute a force per se, but it acts to effectively increase the energy of the nuclei with an imbalance between protons and neutrons. The spins of the various nucleons can also contribute. These interactions are all summarized in the crude, empirical, but remarkably accurate liquid drop model of the nucleus.
So to directly answer your question, $\beta^-$ decay happens at least in part due to an excess of neutrons in the nucleus, which causes the ground state energy of the nucleus to be higher than it would be if the ratio were more balanced. You say
I don't want any explanation using n/p ratio as I myself understand that simple concept
but I'm not sure that you do, as it is a major contributing factor to nuclear stability.