I would prefer to set the density equal to the density of a black hole defined by the event horizon. There's much you can read online about the Schwarzschild radius, but in a naive sense it's the radius of the event horizon.
$$ r = \frac{2 G M }{c^2} $$
Then the density is also defined very trivially.
$$ \rho = M/V$$
$$ V = \frac{4 \pi r^3}{3}$$
Combine those equations, and solve for $\rho$. This number should be set equal (in my quick-and-easy approach) to the density of toast. I will assume this is equal to the density of normal enriched bread.
$$ \rho = 144.77 \frac{g}{\text{metric cup}} = 579.08 \frac{kg}{m^3} = 0.58 \frac{g}{cm^3}$$
That is about the specific gravity I predicted. Indeed, toast floats. So we need to solve for mass in the above equations with $\rho$ known. I will spare you the details. I found this answer:
$$ M = 3.5 \times 10^{38} kg $$
Yay, we have a giant meaningless number. Let's call upon the fact that a piece of bread is about $28 \text{grams}$. That allows us to calculate the number pieces of toast needed to make a black hole.
$$ N = 2.1 \times 10^{16} moles$$
I went ahead and divided by $6.022 \times 10^{23}$. Why? Because today is national mole day!! In order to make a black hole, you need a LOT of moles of toast. It's not quite a mole of moles, but it's not too far from it. It's roughly $(mole)^{2/3} \times (mole)$. That means, if you had a mole of moles of toast arranged regularly in a cube, the moles of toast on one surface would be sufficient to make a black hole.
The discussed $mole^{2/3}$ of moles of toast, however, could not form a Molar Eclipse (which is the theme of this year's mole day), because the radius of the black hole of toast is $3.5 AU$. If the toast was centered about the current location of the sun, it would include Earth's entire orbit, Mars, the asteroid belt, but not Jupiter.
Okay, well you could technically make a black hole with less toast, since once it was larger than a few $100 km$ in diameter it would certainly start crunching the toast, eliminating the empty space. With enough toast, it should turn into a dense plasma, but that's not how I interpreted the question, since toast turned into plasma is no longer toast. I'm thinking that the entire inner solar system is instantly filled 100% with toast. According to an external observer, both the toast and all of Earth are headed toward the (eventual) central singularity faster than the speed of light.